As technology becomes more integrated In our lives, we must consider how it affects our legacy and that of our loved ones. There are some uncomfortable but necessary end-of-life conversations we should all have with our loved ones, but passwords usually aren’t one of them.
However, with much of our professional, personal, and financial lives online, it’s now more important to include how to manage your digital life in those conversations.
That’s what Ashley is addressing now in relation to her husband, and this is the question she has for us.
“My spouse still writes down his passwords so he can access them in the event of his death. I read about password managers today and I think we should do that, but if one of us passes, can the other access it? Thanks. What’s the point? “Are other ways we can prepare for an unexpected death?” — Ashley, Fairhope, Alabama
This is not an easy topic to discuss, but it is necessary. Having access to necessary accounts can be one less obstacle to face if you experience the loss of a loved one. While it may not be the most pleasant conversation, we’re so glad you brought this up, Ashley.
Figuring out a strategy for what happens to your passwords can be helpful not only when someone dies, but also if you can’t access your accounts due to medical procedures or extended travel. Below are several strategies to continue protecting your information while sharing it effectively and securely.
How to Use Password Managers to Plan for Deaths and Emergencies
Password managers are useful tools that generate and store unique passwords for your online accounts, making them more secure than using the same password or typing them. They also have features that allow you to share your passwords with trusted people in case of emergency or death.
You can choose who will inherit your password manager account and which passwords they can access. You can also set up temporary access for situations like medical procedures or travel, which will expire after a set time. This way you can ensure that your digital assets are protected and accessible to the right people.
Note: Have access to someone’s information Bank account Usernames and passwords are not the same as having the right to access someone else’s money. You will need to contact the financial institution and follow the proper protocol to handle any account transfers and cancellations. Often, it would be necessary to be listed as a joint account owner or account beneficiary.
When creating passwords, create strong, unique passwords.
Always a good reminder create strong passwords for your accounts and devices and avoid using the same password for multiple online accounts. A password manager will securely store and generate complex passwords. It will help you create unique, hard-to-crack passwords that a hacker could never guess.
Second, it also keeps track of all your passwords in one place and fills them in when you log in to an account so you never have to remember them yourself. The fewer passwords you remember, the less likely you are to reuse them for your accounts.
What qualities should I look for in a password manager?
When it comes to choosing the best password manager for you, here are some of my top tips.
- Implementations sure
- Plays No problem on all your devices
- Creates unique complicated passwords which are different for each account
- Automatically complete Login and password fields for apps and sites you revisit
- Have a browser extension for all browsers you use to automatically insert passwords
- Allows a fail safe in case you ever lose or forget the main password
- Check that your existing passwords remain secure and alerts you if you ever get compromised
- Applications Two-factor authentication security
Create a digital estate plan with password managers and other tools
In addition to using a password manager for everyday life and in emergencies, there is also something to be said for creating a concrete digital inheritance plan. If you are using a password manager, you should discuss and leave clear instructions on how to gain access to the account, as there are many fail-safe measures that would make gaining access to the account after passing a challenge.
Regardless of whether you are using a third-party service or not, you should leave a specific outline of what to do with your online accounts and digital assets like photos and videos, in case you pass away.
How to remember or delete your social media accounts when you’re away
In the settings section of most social media accounts, you have the option to select the commemoration. If you use Meta to manage your Instagram and facebook accounts, you can find it under Account Ownership and Control. You can choose one person to manage your memorial profile or permanently delete it after your death.
Kurt’s Key Takeaways
Password managers can make this life and the lives of those you leave behind much easier by providing a way to easily transfer access to important online accounts to your trusted contacts. It’s awkward for most to get started, but surprisingly easy once you’re prepared. Having clear, detailed conversations, as well as leaving written instructions about how you would like your digital life to be handled in a worst-case scenario, will give you and your family the peace of mind you all deserve.
How do you plan to manage your digital life after death? Have you considered using a password manager or other tools to share your passwords and online accounts with loved ones? Let us know by writing to us at Cyberguy.com/Contact
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